Jurnal Terapan Ekonomi dan Bisnis (JTEB) is a community service journal managed by the Faculty of Economics, University of Muhammadiyah Ponorogo, and published by the Universitas muhammadiyah Ponorogo. Jurnal Terapan Ekonomi dan Bisnis (JTEB) aims to accommodate thoughts, ideas, and the dissemination of new information about the application of economic and business principles obtained from scientific research, community service, Field Work Lectures (KKL) reports, Business Work Lecture reports (KKU) and Real Work Lecture (KKN) reports. The field of study published Jurnal Terapan Ekonomi dan Bisnis (JTEB) covers the fields of development economics, management, accounting, and fields of knowledge related to economics. Jurnal Terapan Ekonomi dan Bisnis (JTEB) article will undergo an editing process as necessary by the publisher without changing the substance of the original manuscript.