FINANCIAL LITERACY AMONG HOUSEWIVES TO MANAGE CONSUMPTION PATTERNS AFTER PANDEMIC COVID-19

Authors

  • Dessy Harisanty Universitas Airlangga
  • Dyah Puspitasari Srirahayu Universitas Airlangga
  • Esti Putri Anugrah Universitas Airlangga
  • Muhammad Rifky Nurpratama Universitas Airlangga

DOI:

https://doi.org/10.24269/pls.v6i2.6552

Abstract

The COVID-19 pandemic has now been running for about 3 years, many community activities are spent at home, bringing new habit patterns for them. One of them is shopping online, since the time of the pandemic people are very accustomed to online shopping patterns. The solution to be able to provide advice on the consumption patterns of consumptive citizens is the introduction of financial literacy, especially through education programs and training on saving habits. This study aims to describe the financial literacy of housewives so that consumer activities can be controlled. The method used in this research is quantitative descriptive, the location of this research is at Plandaan Village, Kedungwaru District, Tulungagung Regency. To determine the sample using a non-random sampling technique that is purposive sampling. The total respondents in this study were 50 housewives. Result of this study shows that housewives have a good general knowledge of personal finance, and have sufficient Savings, Loans, and Investments.  Many housewives have funds for emergency needs, so they don't experience confusion when something sudden happens.

References

Analisa Daily. (Mei 27. 2022). Belanja Online vs Offline, Apa Saja Kelebihan dan Kekurangannya? Dilansir pada https://analisadaily.com/berita/baca/2022/05/27/1031033/belanja-online-vs-offline-apa-saja-kelebihan-dan-kekurangannya/
Bungin, B. (2005). Metodologi penelitian kuantitatif. Jakarta : Kencana
Burhan, Fahmi Ahmad. (September 2, 2022). Dibayangi Inflasi, Konsumen Dunia Mulai Hati-Hati Berbelanja. Dilansir pada https://ekonomi.bisnis.com/read/20220902/620/1573547/dibayangi-inflasi-konsumen-dunia-mulai-hati-hati-berbelanja
Christian, Ruth. (September 24, 2019). 5 Cara Mudah & Penting untuk Terhindar dari Penipuan Uang, Wajib Tahu! Dilansir pada https://www.idntimes.com/business/finance/ruth-christian/cara-mudah-dan-penting-untuk-terhindar-dari-penipuan-uang-c1c2?page=all
CIMB Niaga. (n.d). 5 Cara Mengelola Keuangan Secara Baik dan Optimal. Dilansir pada https://www.cimbniaga.co.id/id/inspirasi/perencanaan/5-cara-mengelola-keuangan-secara-baik-dan-optimal
Fauzi, Muhammad. (2019, Agustus 8). Pemkab Tulungagung Pintu Masuk E-commerce Milik Korpri di Jatim. Media Indonesia. https://mediaindonesia.com/nusantara/252024/pemkab-tulungagung-pintu-masuk-ecommerce-milik-korpri-di-jatim.
Garín-Mu˜noz, T., Lopez, R., Perez-Amaral, T., Herguera, I., & Valarezo, A. (2019). Models for individual adoption of eCommerce, eBanking and eGovernment in Spain. Telecommunications Policy, 43(1), 100–111. https://doi.org/10.1016/j.telpol.2018.01.002
Indonesia. Otoritas Jasa Keuangan. (n.d). Dana Darurat? Wajib Tahu Dan Wajib Punya! Dilansir pada https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/10428
Laoli, Noverius. (2020, Agustus 4). Platform e-commerce laris manis selama pandemi COVID19. https://newssetup.kontan.co.id/news/platform-e-commerce-larismanis-selama-pandemi-COVID-19?page=all.
Masitoh, Siti. (2021, Juli 23). Kemendag: 4.855 Konsumen adukan masalah transaksi ecommerce selama pandemi COVID-19. https://nasional.kontan.co.id/news/kemendag-4855-konsumen-adukan-masalah-transaksie-commerce-selama-pandemi-COVID-19.
Nurcahyadi, Ghani. (2021, Oktober 22). Riset: 74,5 % Konsumen Lebih Banyak Berbelanja Online Daripada Offline. Media Indonesia. https://mediaindonesia.com/ekonomi/441793/riset-745-konsumen-lebih-banyakberbelanja-online-daripada-offline.
Perez-Amaral, T., Valarezo, A., Lopez, R., Garín-Mu˜noz, T., & Herguera, I. (2020). Ecommerce by individuals in Spain using panel data 2008–2016. Telecommunications Policy, 44(4), 101888. https://doi.org/10.1016/j.telpol.2019.101888
Pertiwi, Wahyunanda Kusuma. (2021, Juni 7). Banyak Menuai Masalah, Seberapa Siap Masyarakat dengan Sistem COD?. Kompas. https://tekno.kompas.com/read/2021/06/07/15030077/banyak-menuai-masalah-seberapasiap-masyarakat-dengan-sistem-cod-?page=all.
Putri, Silvy Riana. (Oktober 13, 2022). 5 Tips Hemat Belanja Online, Luangkan Waktu Membandingkan Harga. Dilansir pada https://www.cantika.com/read/1644734/5-tips-hemat-belanja-online-luangkan-waktu-membandingkan-harga
Safitri, Kiki. (2020, Agustus 8). Dua Generasi Ini Jadi Penyumbang Terbesar Transaksi Ecommerce di RI. Kompas. https://money.kompas.com/read/2020/08/04/190000226/dua-generasi-ini-jadipenyumbang-terbesar-transaksi-e-commerce-di-ri?page=all.
Solusi E-commerce. (2019, Oktober 17). Apa yang Menyebabkan Perilaku Konsumtif di Indonesia? Diambil dari https://www.sirclo.com/blog/apa-yang-menyebabkan-perilakukonsumtif-di-indonesia/
Sugianto, Danang. (2021, Mei 23). COD Banyak Masalah, Pertahankan atau Hilangkan?. Detik.com. Diambil dari https://finance.detik.com/berita-ekonomi-bisnis/d-5579634/codbanyak-masalah-pertahankan-atau-hilangkan.
Widarti, Peni (2021, September 17). Transaksi E-commerce Jatim Naik, Gadget & Fesyen Paling Banyak
Dibeli. Bisnis.com. https://surabaya.bisnis.com/read/20210917/531/1443655/transaksi-e-commerce-jatimnaik-gadget-fesyen-paling-banyak-dibeli.

Downloads

Published

2023-05-15

How to Cite

Harisanty, D., Srirahayu, D. P., Anugrah, E. P., & Nurpratama, M. R. (2023). FINANCIAL LITERACY AMONG HOUSEWIVES TO MANAGE CONSUMPTION PATTERNS AFTER PANDEMIC COVID-19. Publication Library and Information Science, 6(2), 61–77. https://doi.org/10.24269/pls.v6i2.6552

Issue

Section

Articles