MAFTUHIN, Muhammad; KUSUMAWARDANI, Deni. Household Saving Behavior on Formal Financial Institutions in Urban and Rural Areas. Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi, [S. l.], v. 17, n. 1, p. 40–53, 2022. DOI: 10.24269/ekuilibrium.v17i1.2022.pp40-53. Disponível em: http://journal.umpo.ac.id/index.php/ekuilibrium/article/view/4169. Acesso em: 15 jun. 2026.