THE JURIDICAL ANALYSIS OF DEFAULT ON THE JOINT ACCOUNT SERVICE IN E-COMMERCE TRANSACTIONS
DOI : 10.24269/ls.v4i1.2820
The research described and analyzed the problems; (1) whether the online transactions
through joint account have been suitable with the law in Indonesia; and (2) how the law
protection of buyer and seller on the online transactions was if Balckpanda joint
account performed the breach of contract.
The research was descriptive-empirical law. The secondary data consisted of primary
and secondary law materials. The collecting data techniques were by interviewing the
users of Blackpanda joint account and by having literature study. Then, the data were
analyzed in descriptive method.
The research results were (1) The online transactions through joint account has fulfilled
the requirements for legally valid contract like acceptance, competency, consideration
and legal intent; although based on the law no. 11 of 2008 on Electronic Information
and Transactions, Blackpanda joint account was failed to be safety and reliability of
programmable electronic system because it has performed the default like do not
forward the money to the seller; (2) The law protection on the online transactions
through Blackpanda joint account based on the law no. 8 year 1999 concerning
Consumer Protection could not protect the joint account consumers on the transactions
side and juridical guarantee on the use of joint account